How to Purchase Your First Investment Property in Bexar County: What You Should Know
- jengenore
- Apr 9
- 3 min read
Updated: May 6
Investing in real estate is one of the most effective ways to build wealth, and Bexar County offers plenty of opportunities for first-time investors. Whether you’re looking to flip houses, buy rental properties, or explore short-term rentals like Airbnb, understanding the process and your options is crucial. Here’s what you need to know to get started.
Choose Your Investment Strategy
Before jumping into the market, determine your investment strategy. Ask yourself:
Do you want to flip houses for a quick profit?
Are you interested in long-term rental properties for passive income?
Would short-term rentals work for your lifestyle and risk tolerance?
Understanding your goals will help guide your purchase decisions and financing options. If you’re unsure which strategy is best for you, we can connect you with experienced professionals who specialize in different investment avenues.
Know Your Buying Options
When purchasing an investment property in Bexar County, you have multiple ways to buy:
Traditional Financing – Securing a mortgage through a bank is a common method for investors with good credit and steady income. Conventional loans require a down payment, often between 15-25% for investment properties.
Cash Purchases – If you have the capital, paying in cash allows for faster closings and better negotiating power.
Hard Money Loans – A short-term lending option designed for investors, hard money loans are based on the property’s value rather than personal credit. They typically have higher interest rates but are useful for quick-turnaround flips.
Not sure which financing option is right for you? We can connect you with trusted lenders and financial experts who specialize in investment real estate.
Work with the Right Real Estate Professional
Depending on your goals, you’ll want to work with a real estate professional who aligns with your investment strategy:
Traditional Realtors help buyers find properties on the MLS, negotiate deals, and navigate financing options.
Investment Realtors specialize in working with investors and can help you analyze cash flow, ROI, and market trends.
Wholesalers find off-market properties at a discount and assign contracts to buyers, making them a great source for fixer-uppers and flips.
Finding the right professional is key to your success. Contact us, and we’ll connect you with experts who match your investment goals.
Analyze the Numbers Before Buying
Investment properties should be treated like a business decision. Consider the following metrics:
ARV (After Repair Value): What will the property be worth after renovations?
Cash Flow: Will the rental income cover the mortgage, taxes, insurance, and expenses?
Cap Rate & ROI: What percentage return will you get on your investment?
Understand the Local Market
Bexar County’s real estate market is diverse, with neighborhoods suited for different investment strategies. Areas near military bases and universities often provide strong rental demand, while historic districts and up-and-coming neighborhoods offer potential for appreciation.
Want to know the best areas to invest in? We have local insights to help you find the right property in the right location.
Know the Risks & Plan for Expenses
Like any investment, real estate carries risks. Unexpected repairs, vacancies, and market fluctuations can impact your bottom line. Having an emergency fund and working with experienced professionals can help mitigate potential pitfalls.
Get Started Today
Whether you choose to buy traditionally, work with an investment realtor, or find a deal through a wholesaler, there are multiple ways to purchase your first investment property in Bexar County. By educating yourself, working with the right professionals, and understanding the numbers, you’ll be well on your way to building a successful real estate portfolio.
Need guidance finding an Investment specialist? We specialize in connecting investors with the right resources, professionals, and properties to maximize success. Fill out our questionnaire today to get matched with your Investment Specialist.
